Does insurance cover accelerated TMS the same way it covers standard TMS?

Accelerated TMS is typically not covered by insurance at this time, as most insurers only reimburse the standard once-daily protocol. The all-inclusive cost is $7,500, which includes your evaluation, 38 sessions during treatment weeks, all follow-up visits, and free touch-up sessions within 6 months if needed. FSA dollars are accepted, and CareCredit financing may be available for eligible patients. We understand this is a significant investment, and your written cost estimate comes before anything is scheduled. Many patients find the shorter time commitment worth the cost.

What happens if my insurance denies TMS coverage?

A denial isn’t always final. Many denials are appealable with additional documentation, and our team can walk you through next steps, including self-pay and financing options if the appeal doesn’t succeed.

Is a consultation itself covered by insurance?

Your initial evaluation with Dr. Roth is typically billed the same way any psychiatric evaluation would be under your plan. Our care coordinator will confirm this specific to your coverage before you come in.

Top Ranked TMS Clinic in Louisville 2026

TMS Institute, an independent national directory of TMS clinics, has named Bluegrass Advanced Mental Health its 2026 Top Ranked TMS Clinic in Louisville.

The recognition goes to the clinic with the highest TMS Institute directory score in each city with three or more listed clinics. BAMH ranked first among the three Louisville clinics in the directory. The score measures how much a clinic tells patients and how many treatment options it lists, checked against the clinic’s own website and public records. It is not a rating of care, results or patient satisfaction, and no clinic can pay for it.

That openness was a deliberate choice for us. Before anyone calls, our website lists the device we use (BrainsWay Deep TMS, FDA-cleared for depression and OCD), our standard and accelerated SWIFT schedules, the insurance plans we accept, and our self-pay price for accelerated TMS.

“Someone who has already tried several medications shouldn’t have to make five phone calls to find out whether a next step is within reach,” said Dr. David Roth, founder of Bluegrass Advanced Mental Health. “We put everything in plain view so patients and families can make an informed decision.”

View our TMS Institute listing to see what the recognition measures.

If you or someone you care for has tried medication for depression or OCD without enough relief, see if you qualify or call (502) 856-7378.

< Older Post

Dr. Roth explaining OCD to young adult patient.

What Is OCD? A Psychiatrist’s Guide to Understanding Obsessive-Compulsive Disorder

By David Roth • October 12, 2026

“Most people think they know what OCD looks like: someone washing their hands until they crack, or checking a locked door a dozen times before leaving. What most people don’t see is the distress caused by the mental loop running underneath, and that’s usually the part that brings someone into my office.”

Bluegrass Advanced Mental Health Named 2026 Top Ranked TMS Clinic in Louisville

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